SMSF Lending
At Portfolio Pro – we’ll work with you on getting the right loan through your SMSF.
SMSF Lending
Benefits of buying property with your SMSF
If you are considering purchasing property through an SMSF, talk to our team at first. We will guide you through the SMSF loan application process and help answer any questions you may have.
- Use gearing to purchase property worth more than available funds in your SMSF
- Your SMSF will receive all income and capital growth
- Your SMSF can also use income from the property to help pay off the loan
our approach
Establishing your SMSF
Once you have set up your SMSF, you’re effectively in charge of it including reporting responsibilities. Ensure you understand this approach in full and get professional advice with our experienced team. Speak more about this with .
- Because the single aim of your SMSF is to secure funds for your retirement, there are strict rules regarding property purchase under the Superannuation Industry Supervision Act 1993 (SIS Act).
- It’s important that you set up your SMSF first, if you want to buy property through it. You can't buy property in retrospect. Also, the value of the SMSF portfolio determines your borrowing power.
- When your SMSF is set up, the Trust Deed needs to give the Superannuation Fund Trustee power to: ‘Purchase real estate’, ‘Borrow finance’ and ‘Secure the repayment of borrowed money’.
